See first hand how OneCredit can help you

See first hand how OneCredit can help you

By leveraging a single platform to access 11 million entities credit data across Malaysia

By leveraging a single platform to access 11 million entities credit data across Malaysia

Try OneCredit Portal

Legitimacy you can trust. Security you can count on.

Legitimacy you can trust. Security you can count on.

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For individuals

Know your score.
Protect your credit.

Know your score.
Protect your credit.

Know your score.
Protect your credit.

A credit report for individuals is a detailed record of your credit history. It includes information about your credit accounts, payment history, credit inquiries, and overall standing.

Understanding your score helps make sure you’re on the right track to financial success. Monitor your credit health, and understand how lenders view your creditworthiness.

Personalized Credit Score

Receive a personalized credit score to understand your creditworthiness and improve your chances of getting a loan.

Credit Score Monitoring

Monitor your credit score and receive alerts for changes that could impact your credit health.

Credit Education

Understanding the factors that affect your credit score, as outlined in your credit report, to improve your creditworthiness.

Our report

By combining credit bureau capabilities with flexible infrastructure and analytics, we provide complete credit reports for companies, businesses, and individuals, including litigation insights. Trade references will be available soon.

Determining creditworthiness

of individuals & businesses

Determining creditworthiness

of individuals & businesses

Financials

Public records

Litigation

Credit References

SSM Data

Financials

Public records

Litigation

Credit References

SSM Data

Financials

Public records

Litigation

Credit References

SSM Data

Partner with us
for your credit needs

Partner with us
for your credit needs

Improve your risk assessment with up-to-date credit risk information. Gain the intelligence to underwrite to any business or individual and develop a more effective loss avoidance strategy.

Risk Management

Get an overview of your entire portfolio. We help you manage risk and maximise returns with our deep analytics and artificial intelligence models so you can create fusion across your IT, business, and data science teams.

Modular architecture

Our fully composable, modern architecture empowers you to rapidly address new and emerging use cases through common functionality.

Entity Screening

Our credit reports offer valuable insights into the financial health of consumers and businesses crucial for assessing creditworthiness, mitigating risk and ensuring financial stability.

Applied Intelligence

Elevate your data. What is it trying to tell you about your customers? Unleash advanced algorithms and machine intelligence to unlock and operationalize your company’s data assets.

Risk Management

Get an overview of your entire portfolio. We help you manage risk and maximise returns with our deep analytics and artificial intelligence models so you can create fusion across your IT, business, and data science teams.

Modular architecture

Our fully composable, modern architecture empowers you to rapidly address new and emerging use cases through common functionality.

Entity Screening

Our credit reports offer valuable insights into the financial health of consumers and businesses crucial for assessing creditworthiness, mitigating risk and ensuring financial stability.

Applied Intelligence

Elevate your data. What is it trying to tell you about your customers? Unleash advanced algorithms and machine intelligence to unlock and operationalize your company’s data assets.

We work across many use cases and industries

We work across many use

cases and industries

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

扎夫鲁:新奖掖框架吸引优质投资 推动大马经济溢出效益

12 Feb 2026

·

by

Read More

One Future Solutions (OFS) are now officially the latest credit reporting agencies approved by the Ministry of Finance (MOF)

27 Nov 2024

·

by

Read More

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

扎夫鲁:新奖掖框架吸引优质投资 推动大马经济溢出效益

12 Feb 2026

·

by

Read More

One Future Solutions (OFS) are now officially the latest credit reporting agencies approved by the Ministry of Finance (MOF)

27 Nov 2024

·

by

Read More

Need a custom solution?

We understand that each company has unique needs. That's why we offer customised solutions tailored to your specific requirements.

Talk to us

OneCredit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

© One Future Solutions Sdn Bhd • 202401000866

Need a custom solution?

We understand that each company has unique needs. That's why we offer customised solutions tailored to your specific requirements.

Talk to us

OneCredit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

© One Future Solutions Sdn Bhd • 202401000866

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

Media Coverage

See latest news from One Credit

One Strategy Launches One Credit Platform for Risk Management, Credit Underwriting

12 Feb 2026

·

by

Read More

One Strategy Group Launches AI-powered platform for business and personal credit risk assessment

12 Feb 2026

·

by

Read More

OneCredit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

© One Future Solutions Sdn Bhd • 202401000866

Need a custom solution?

We understand that each company has unique needs. That's why we offer customised solutions tailored to your specific requirements.

Talk to us