The Intelligence to Underwrite to Anyone

The Intelligence

to Underwrite

to Anyone

The Intelligence to Underwrite to Anyone

Leverage a single platform to access unified consumer and business credit data across Malaysia

Leverage a single platform to access unified consumer and business credit data across Malaysia

Trusted by

Trusted by

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For businesses

Understand your

business credit report

A business credit report is a record of a company's credit history. It includes information about the company's credit accounts, payment history & public records.

A strong business credit report can make it easier for your company to access financing options such as loans, lines of credit, and business credit cards. Lenders are more likely to offer favorable terms and competitive interest rates to businesses with good credit histories.

Business Credit Assessment

Understand where your business stands with a comprehensive business credit assessment.

Elevate your Credit Worthiness

Build a positive credit history with us as we guide and help you develop a personalised plan to improve your credit.

Supplier and Partner Screening

Use credit reports to screen potential suppliers and business partners for financial stability and reliability.

For individuals

Know your score.
Protect your credit.

Know your score.
Protect your credit.

Know your score.
Protect your credit.

A credit report for individuals is a detailed record of your credit history. It includes information about your credit accounts, payment history, credit inquiries, and overall standing.

Understanding your score helps make sure you’re on the right track to financial success. Monitor your credit health, and understand how lenders view your creditworthiness.

Personalized Credit Score

Receive a personalized credit score to understand your creditworthiness and improve your chances of getting a loan.

Credit Score Monitoring

Monitor your credit score and receive alerts for changes that could impact your credit health.

Credit Education

Understanding the factors that affect your credit score, as outlined in your credit report, to improve your creditworthiness.

Credit score report

We’ve combined the best attributes of a credit bureau with flexible infrastructure and analytics, to provide consumers and businesses with data complete reports.

Sample report available soon

Sample report available soon

Sample report available soon

Determining creditworthiness

of individuals & businesses

Determining creditworthiness

of individuals & businesses

Payment history

Public records

Income

Credit utilization

Spending

Payment history

Public records

Income

Credit utilization

Spending

Payment history

Public records

Income

Credit utilization

Spending

Partner with us
for your credit needs

Partner with us
for your credit needs

Improve your risk assessment with up-to-date credit risk information. Gain the intelligence to underwrite to any business or individual and develop a more effective loss avoidance strategy.

Risk Management

Get an overview of your entire portfolio. We help you manage risk and maximise returns with our deep analytics and artificial intelligence models so you can create fusion across your IT, business, and data science teams.

Modular architecture

Our fully composable, modern architecture empowers you to rapidly address new and emerging use cases through common functionality.

Entity Screening

Our credit reports offer valuable insights into the financial health of consumers and businesses crucial for assessing creditworthiness, mitigating risk and ensuring financial stability.

Applied Intelligence

Elevate your data. What is it trying to tell you about your customers? Unleash advanced algorithms and machine intelligence to unlock and operationalize your company’s data assets.

Need a custom solution?

We understand that each company has unique needs. That's why we offer customized solutions tailored to your specific requirements.

I’m ready for a custom solution

Risk Management

Get an overview of your entire portfolio. We help you manage risk and maximise returns with our deep analytics and artificial intelligence models so you can create fusion across your IT, business, and data science teams.

Modular architecture

Our fully composable, modern architecture empowers you to rapidly address new and emerging use cases through common functionality.

Entity Screening

Our credit reports offer valuable insights into the financial health of consumers and businesses crucial for assessing creditworthiness, mitigating risk and ensuring financial stability.

Applied Intelligence

Elevate your data. What is it trying to tell you about your customers? Unleash advanced algorithms and machine intelligence to unlock and operationalize your company’s data assets.

Need a custom solution?

We understand that each company has unique needs. That's why we offer customized solutions tailored to your specific requirements.

I’m ready for a custom solution

We work across many use cases and industries

We work across many use

cases and industries

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

  • Financial Institutions

    Assess the creditworthiness of borrowers, determine interest rates, and make lending decisions. Leverage our insights on credit histories and risk profiles to target a wider range of customers while minimizing the risk of defaults.

  • Property Developers

    Evaluate the creditworthiness of potential buyers and tenants for new developments by understanding the financial stability of individuals or businesses.

  • Insurance Providers

    Analyzing credit scores and other risk factors to determine insurance premiums, underwrite policies, and predict the likelihood of claims. Manage risk and offer competitive rates to customers while maintaining profitability.

  • Marketplaces

    Reduce the risk of fraud and non-payment among buyers and sellers. Through analysis of transactional data and credit histories, we help you identify potentially fraudulent activities and uncover creditworthy customers that lead to increased transaction volumes and business growth.

  • Telecommunications

    Get a 360 degree view of your customers of postpaid services, such as mobile phone plans or internet subscriptions. Offer tailored pricing plans, and minimize the risk of delinquencies or defaults.

  • Retail Shops

    Manage your store credit programs, assess customers' creditworthiness, and offer financing options such as BNPL or credit programs. Tailor promotional offers and double sales while minimizing the risk of bad debt.

  • Point of Sale Providers

    Applying predictive models in real-time to identify suspicious activities, prevent fraud, and protect merchants from financial losses. Enhances the security and reliability of your systems, driving adoption among merchants and consumers.

Coming soon

Your credit insights

Your credit insights

At One Credit, we’re working on a brand new credit reporting service designed to meet the needs of individuals and businesses. Our platform offers detailed credit reports and scores, empowering lenders and organizations to make informed decisions. With perks like real-time credit monitoring and alerts, we've got your back with the latest and most accurate credit info.

Latest news

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One Credit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

About

Contact us

Privacy policy

Terms of use

One Credit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

About

Contact us

Privacy policy

Terms of use

One Credit is an information services company that provides predictive analytics and decision management solutions to help businesses and consumers manage risk, make informed decisions, and achieve financial goals.

About

Contact us

Privacy policy

Terms of use